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At Banked, we offer real-time payments to our customers, which involves interfacing directly with all major UK banks. It’s important for us to know the health/service level of the APIs at each bank we interact with, so we needed a way to monitor all of that traffic.

When you use Banked, you do not need a card. Indeed, if you have online banking then you technically already have a Banked ‘card’. Card, by our definition, is the click of a button.

In addition to building a bespoke checkout for HEROES donations, the team at Banked are now working to build an interface that allows quick and easy payouts to NHS workers via our small grants program.

Recently, we shipped Banked.js, a component library for integrating account-to-account payments into any web application. We’d love to share what that process looked like.

Banked has enabled payments to move instantly from one account to another. This means no delays as funds are never flushed through a third party.

There’s a seismic shift happening in the way banks make money that could have significant privacy implications for their customers.

A cashless society might sound like a Marxist’s utopia, but on the surface it’s far more base: it’s a lack of physical money.

Banking has existed in most western countries for an age; it might take you by surprise to know that it is countries outside of the West that are innovating in banking.

Much has been said about what open banking offers developers and product designers, but precious little time has been spent exploring how it should benefit the consumer, and the inherent security features.

‘If you can’t fly then run, if you can’t run then walk, if you can’t walk then crawl, but whatever you do you have to keep moving forward.’ — Martin Luther King, Jr.

Hands up who wants to read another post about an exciting new financial data business? Yeah, me neither.

Banking needs to change. And it won’t come from within. Often, it’s the outsiders who have the best ideas for the future.